Last Updated: January 15, 2026 | Effective Date: January 15, 2026

1. Definitions and Interpretation

In these Terms and Conditions, unless the context otherwise requires, the following expressions have the following meanings:

  • "apke88", "we", "us", "our": Refers to the online gaming platform operated at https://apke88.cam and its affiliated entities.
  • "Player", "you", "your": Refers to any individual who registers an account, accesses, or uses our services.
  • "Account": The personal gaming account registered under your name with apke88.
  • "Services": All gaming products, betting markets, software, and related services offered by apke88, including but not limited to sports betting, live casino games, slot games, and lottery services.
  • "Website": The online platform accessible at https://apke88.cam and any associated mobile applications or interfaces.
  • "Bet" or "Wager": Any stake or risk of funds on a gaming outcome offered through our Services.
  • "Bonus": Any promotional credit, free bet, cashback, or other incentive offered by apke88.
  • "Deposit": Transfer of funds from your payment method into your apke88 Account.
  • "Withdrawal": Transfer of funds from your apke88 Account to your designated payment method.

2. Acceptance of Terms

These Terms and Conditions constitute a legally binding agreement between you and apke88. By registering an account, depositing funds, placing bets, or otherwise using our Services, you confirm your acceptance of these Terms in their entirety. If you access our Website from a jurisdiction where online gaming is prohibited or restricted, you are solely responsible for compliance with local laws, and we disclaim all liability for your use of our Services in such jurisdictions.

We reserve the right to amend, modify, or update these Terms at any time without prior notice. Amendments become effective immediately upon publication on our Website. It is your responsibility to review these Terms periodically. Continued use of our Services after any modification constitutes your acceptance of the revised Terms. If you do not agree with any changes, you must cease using our Services and close your Account by contacting our support team.

Important: These Terms should be read in conjunction with our Privacy Policy, Responsible Gaming Policy, and any game-specific rules published on our Website. In the event of conflict, these Terms shall prevail unless explicitly stated otherwise.

3. Eligibility and Account Registration

3.1 Age and Jurisdiction Requirements

To register and use our Services, you must meet the following eligibility criteria:

  • You must be at least 21 years of age at the time of registration. This age requirement is non-negotiable and applies to all players regardless of jurisdiction.
  • You must be a resident of Indonesia or a jurisdiction where online gaming is legally permitted. We do not accept registrations from countries where online gambling is prohibited by law.
  • You must not be a resident of any jurisdiction from which we have chosen to exclude players (restricted territories are listed on our Website and may be updated from time to time).
  • You must have the legal capacity to enter into binding contracts under the laws of your jurisdiction.
  • You are not currently self-excluded from any gambling service, including apke88.

3.2 Account Registration Process

When registering an Account with apke88, you agree to:

  1. Provide accurate, current, and complete information during the registration process, including your full legal name, date of birth, residential address, email address, and phone number.
  2. Maintain and promptly update your Account information to ensure it remains accurate and complete.
  3. Create only one Account. Multiple or duplicate accounts are strictly prohibited and may result in closure of all accounts and forfeiture of balances.
  4. Keep your login credentials (username and password) confidential and not share them with any third party. You are solely responsible for all activity that occurs under your Account.
  5. Notify us immediately if you suspect unauthorized access to your Account.

3.3 Identity Verification (KYC)

As part of our commitment to security, fraud prevention, and regulatory compliance, we require all players to complete identity verification (Know Your Customer, or KYC) procedures. You may be required to submit copies of government-issued identification (such as a national ID card, passport, or driver's license), proof of address (such as a utility bill or bank statement dated within the last three months), and proof of payment method ownership (such as a bank account statement or e-wallet screenshot).

We reserve the right to request additional documentation at any time and to suspend your Account or withhold withdrawals until verification is satisfactorily completed. Failure to provide requested documentation within 30 days may result in permanent Account closure and forfeiture of any remaining balance.

Verification Timeframe: Most verification requests are processed within 24-48 hours. During peak periods, processing may take up to 72 hours. Withdrawals are typically held until verification is complete.

4. Deposits and Account Funding

4.1 Accepted Payment Methods

apke88 supports deposits via the following Indonesian payment methods:

  • Bank Transfers: BCA (Bank Central Asia), BRI (Bank Rakyat Indonesia), BNI (Bank Negara Indonesia), Mandiri (Bank Mandiri), CIMB Niaga, Bank Danamon, and other major Indonesian banks.
  • E-Wallets: OVO, DANA, GoPay, ShopeePay, and LinkAja.
  • Credit/Debit Cards: Visa and Mastercard (where available).

Minimum and maximum deposit amounts vary by payment method and are displayed during the deposit process. All deposits are processed in Indonesian Rupiah (IDR). We do not charge fees for deposits, but your payment provider may impose charges.

4.2 Deposit Processing

Most deposits via bank transfer and e-wallet are processed instantly during banking hours (Monday to Friday, 08:00 to 16:00 WIB). Deposits outside banking hours are typically processed within 24 hours. You are responsible for ensuring that the deposited funds originate from a payment method registered in your own name. Third-party deposits are strictly prohibited and may result in Account suspension and funds confiscation.

4.3 Deposit Limits and Responsible Gaming

We encourage responsible gaming and offer deposit limit tools. You may set daily, weekly, or monthly deposit limits on your Account at any time. Requests to increase limits are subject to a 24-hour cooling-off period, while requests to decrease limits take effect immediately.

5. Withdrawals and Payouts

5.1 Withdrawal Eligibility

You may withdraw funds from your Account balance at any time, subject to the following conditions:

  • Your Account is fully verified (KYC completed).
  • You have met all applicable wagering requirements for any bonuses claimed.
  • The withdrawal amount meets the minimum threshold (typically Rp 100,000 for bank transfers and Rp 50,000 for e-wallets).
  • The withdrawal is to a payment method registered in your own name.

5.2 Withdrawal Processing Times

We strive to process withdrawals as quickly as possible:

  • Bank Transfers (BCA, BRI, BNI, Mandiri): 94% of withdrawals processed within 10 minutes during banking hours. Outside banking hours, withdrawals are typically processed within 24 hours.
  • E-Wallets (OVO, DANA, GoPay, etc.): Instant to 6 hours, depending on the provider's processing capabilities.
  • VIP Players: Gold tier and above enjoy priority processing, with most withdrawals completed within 3 minutes, 24/7.

5.3 Withdrawal Limits

Standard withdrawal limits are as follows:

  • Per Transaction: Minimum Rp 100,000 (bank) or Rp 50,000 (e-wallet); Maximum Rp 500,000,000 per transaction.
  • Daily Limit: Rp 1,000,000,000 for standard accounts; higher limits available for VIP tiers.

We reserve the right to conduct additional verification checks on large withdrawals or suspicious activity. Anti-money laundering regulations require that funds be withdrawn to the same payment method used for deposit where reasonably possible.

6. Bonuses and Promotions

6.1 Bonus Terms

All bonuses, promotions, and special offers provided by apke88 are subject to specific terms and conditions, which are published alongside each promotion. By claiming a bonus, you agree to comply with these terms. Key principles include:

  • Wagering Requirements: Bonuses are typically subject to wagering requirements (e.g., 30x the bonus amount) before winnings can be withdrawn. Specific requirements are stated in each promotion's terms.
  • Eligible Games: Not all games contribute equally toward wagering requirements. Slots usually contribute 100%, while table games and live casino may contribute less or be excluded entirely.
  • Expiration: Bonuses and associated wagering requirements expire after a specified period (typically 30 days). Unused bonuses are forfeited upon expiration.
  • Maximum Bet Limits: While a bonus is active, maximum bet limits (typically Rp 50,000 per spin/hand) may apply. Exceeding these limits may void the bonus and associated winnings.
  • One Bonus Per Player: Unless explicitly stated otherwise, only one bonus may be active at a time, and each promotion is limited to one claim per player, household, IP address, and device.

6.2 Bonus Abuse

We reserve the right to cancel bonuses, void bets, and confiscate winnings if we determine that bonus terms have been abused. Examples of abuse include but are not limited to: creating multiple accounts to claim multiple bonuses, irregular betting patterns designed to exploit bonus terms, and collusion with other players.

7. Betting Rules and Game Conduct

7.1 General Betting Principles

All bets are final once placed and cannot be canceled or altered. You are responsible for reviewing your bet slip before confirming. In the event of an obvious error (such as incorrect odds display), we reserve the right to void affected bets and refund stakes.

7.2 Sports Betting

Sports betting markets cover a wide range of events, including but not limited to football (BRI Liga 1, English Premier League, La Liga, Serie A, Bundesliga, Champions League, FIFA World Cup, AFF Cup), basketball, tennis, badminton, volleyball, MotoGP, and esports. Specific rules for each sport are available in the Sports Rules section of our Website. Key principles include:

  • Bets are settled based on the official result declared by the governing body of the sport.
  • If an event is postponed or abandoned, specific settlement rules apply as outlined in our Sports Rules.
  • Live betting odds are updated in real-time. Delays may occur; all bets are accepted at the odds displayed at the time of bet placement.

7.3 Casino Games

Our casino games use certified Random Number Generator (RNG) technology to ensure fair and unpredictable outcomes. Specific rules for each game (Return to Player percentage, house edge, paytable, etc.) are available within the game interface. Malfunctions void all pays and plays.

7.4 Prohibited Activities

The following activities are strictly prohibited and may result in immediate Account closure, confiscation of funds, and legal action:

  • Cheating, hacking, or manipulating game outcomes or software.
  • Collusion with other players or third parties to gain unfair advantage.
  • Using automated betting software, bots, or scripts.
  • Arbitrage betting or exploiting system vulnerabilities.
  • Money laundering or using our platform for any illegal purpose.

8. Account Closure and Suspension

8.1 Voluntary Closure

You may close your Account at any time by contacting our customer support team. Upon closure, any remaining balance (excluding active bonuses) will be returned to you via your registered withdrawal method, subject to verification and wagering requirements being met.

8.2 Self-Exclusion

As part of our responsible gaming commitment, we offer self-exclusion options. You may self-exclude for periods of 24 hours, 7 days, 1 month, 3 months, 6 months, or permanently. During the self-exclusion period, you will not be able to access your Account or place bets. Self-exclusion is irreversible for the chosen period.

8.3 Suspension and Termination by apke88

We reserve the right to suspend or permanently close your Account at our sole discretion if we believe you have breached these Terms, engaged in fraudulent activity, or if continued service would expose us to legal or regulatory risk. In such cases, we will provide notice where reasonably possible, but we are not obligated to provide reasons for our decision. Any remaining genuine balance (excluding winnings from fraudulent activity) will be returned after deduction of applicable charges.

9. Limitations of Liability

To the maximum extent permitted by law, apke88 and its affiliates, directors, employees, and agents shall not be liable for:

  • Any loss or damage arising from your use or inability to use our Services, including but not limited to losses resulting from technical failures, system downtime, or interrupted service.
  • Any indirect, consequential, or punitive damages, including loss of profits, revenue, data, or goodwill.
  • Errors, mistakes, or inaccuracies in content, software, or odds displays.
  • Unauthorized access to or alteration of your transmissions or data by third parties.
  • Actions or omissions of third-party payment processors or service providers.

Our total liability to you for any claim arising from your use of our Services shall not exceed the amount deposited into your Account during the 90 days preceding the claim.

Disclaimer of Warranties: Our Services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that our Services will be uninterrupted, error-free, or secure, or that any defects will be corrected.

10. Intellectual Property

All content on the apke88 Website, including but not limited to text, graphics, logos, images, software, and game interfaces, is the property of apke88 or its licensors and is protected by Indonesian and international intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use our Services for personal, non-commercial purposes only. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content without our prior written consent.

11. Governing Law and Dispute Resolution

11.1 Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which apke88 is licensed and regulated, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of that jurisdiction.

11.2 Dispute Resolution

In the event of a dispute, you agree to first contact our customer support team to seek resolution informally. If a dispute cannot be resolved through customer support, you agree to engage in good-faith mediation before pursuing any legal action. Any legal proceedings must be initiated within one year of the dispute arising, or the claim is permanently barred.

12. Contact Information

If you have any questions, concerns, or complaints regarding these Terms and Conditions, please contact our customer support team:

  • Email: [email protected] (plain text, not a clickable link)
  • Live Chat: Available 24/7 through the Website
  • Language: English and Indonesian support available

We aim to respond to all inquiries within 24 hours. For urgent matters, please use our live chat service for immediate assistance.

Age Verification

All players must be 21 years or older. We employ strict age verification procedures to prevent underage gambling.

Data Protection

Your personal information is protected under our Privacy Policy. We use bank-grade encryption to secure all data.

Dispute Resolution

Contact our support team for any disputes. We're committed to fair and transparent resolution of all player concerns.

Responsible Gaming

We provide comprehensive tools for responsible gaming, including deposit limits, self-exclusion, and reality checks.

Questions About Our Terms?

Our support team is available 24/7 to help clarify any aspect of these Terms & Conditions. We're here to ensure you have a clear understanding of your rights and responsibilities.